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Paystrings are utilized on the loan level and provide us insight on the current standing of each individual loan. Paystrings are broken up by asset class:

Consumer Unsecured:

•   "Current": C
•   "1 - 29 Days Delinquent": 1
•   "30 - 59 Days Delinquent": 2
•   "60 - 89 Days Delinquent": 3
•   "90 - 119 Days Delinquent": 4
•   ">= 120 Days Delinquent": 5
•   "Charged Off": O
•   "Paid Off": P
•   "Paid Off - Negative Balance": P
•   "Removed" : R

Student Loans:

• "Current": C
• "Deferred": G
• "Forbearance": Y
• "Late (16 - 29 DPD)": 1
• "30 - 59 Days Delinquent": 2
• "60 - 89 Days Delinquent": 3
• "90-119 Days Delinquent": 4
• "Defaulted": D
• "Charged Off": L
• "Sold - Repurchased / Third Party": X
• "Paid Off": P 
• "Paid Off - Negative Balance": P

Mortgage:

• "Foreclosure": F
•   "Paid Off": P
•   "30 - 59 Days Delinquent": 2
•   "60 - 89 Days Delinquent": 3
•   "90 - 119 Days Delinquent": 4
•   "120 - 149 Days Delinquent": 5
•   "150 - 179 Days Delinquent": 6
•   ">= 180 Days Delinquent": 7
•   "Current": C
•   "REO": R
•   "Credit Event": D
•   "Removed" : X
•   "Charged Off": D
•   "Sold - Repurchased / Third Party": X

Small Business:

• "Pipeline": R
• "Issuing": I
• "Canceled": X
• "Current": C
• "Late (16 - 29 DPD)": 1
• "30 - 59 Days Delinquent": 2
• "60 - 89 Days Delinquent": 3
• ">= 90 Days Delinquent": 4
• "Defaulted": D
• "Charged Off": O
• "Bankruptcy": B
• "Paid Off": P
• "Paid Off - Negative Balance": P
• "Sold - Repurchased / Third Party": S
• "Sold - Debt Sale": S
• "Sold": S
• “Repurchased": S
• "Forbearance": F
• "Grace": G
• "Deactivated": D
• "Suspended": S
• "Deactivated, Suspended": T

Auto:

• "30 - 59 Days Delinquent" : 2
• "60 - 89 Days Delinquent" : 3
• ">= 90 Days Delinquent" : 4
• "Charged Off" : D
• "Current" : C
• "Late (16 - 29 DPD)" : 1
• "Paid Off": P
• "Paid Off - Negative Balance": P
• "Credit Event": D
• "Removed": X

dv01 maps pay string fields straight from the data provided to us by the originators.