Paystrings are utilized on the loan level and provide us insight on the current standing of each individual loan. Paystrings are broken up by asset class:


Consumer Unsecured:

  1.   "Current": C
  2.   "1 - 29 Days Delinquent": 1
  3.   "30 - 59 Days Delinquent": 2
  4.   "60 - 89 Days Delinquent": 3
  5.   "90 - 119 Days Delinquent": 4
  6.   ">= 120 Days Delinquent": 5
  7.   "Charged Off": O
  8.   "Paid Off": P
  9.   "Paid Off - Negative Balance": P
  10.   "Removed" : R


Student Loans:

  1. "Current": C
  2. "Deferred": G
  3. "Forbearance": Y
  4. "Late (16 - 29 DPD)": 1
  5. "30 - 59 Days Delinquent": 2
  6. "60 - 89 Days Delinquent": 3
  7. "90-119 Days Delinquent": 4
  8. "Defaulted": D
  9. "Charged Off": L
  10. "Sold - Repurchased / Third Party": X
  11. "Paid Off": P 
  12. "Paid Off - Negative Balance": P



Mortgage:

  1. "Foreclosure": F
  2.   "Paid Off": P
  3.   "30 - 59 Days Delinquent": 2
  4.   "60 - 89 Days Delinquent": 3
  5.   "90 - 119 Days Delinquent": 4
  6.   ">= 90 Days Delinquent": 4
  7.   ">= 120 Days Delinquent": 5
  8.   "120 - 149 Days Delinquent": 6
  9.   "150 - 179 Days Delinquent": 7
  10.   ">= 180 Days Delinquent": 8
  11.   "Current": C
  12.   "REO": R
  13.   "Credit Event": R
  14.   "Removed" : R


Small Business:

  1. "Pipeline": R
  2. "Issuing": I
  3. "Canceled": X
  4. "Current": C
  5. "Late (16 - 29 DPD)": 1
  6. "30 - 59 Days Delinquent": 2
  7. "60 - 89 Days Delinquent": 3
  8. ">= 90 Days Delinquent": 4
  9. "Defaulted": D
  10. "Charged Off": O
  11. "Bankruptcy": B
  12. "Paid Off": P
  13. "Paid Off - Negative Balance": P
  14. "Sold - Repurchased / Third Party": S
  15. "Sold - Debt Sale": S
  16. "Sold": S
  17. “Repurchased": S
  18. "Forbearance": F
  19. "Grace": G
  20. "Deactivated": D
  21. "Suspended": S
  22. "Deactivated, Suspended": T



Auto:

  1. "30 - 59 Days Delinquent" : 2
  2. "60 - 89 Days Delinquent" : 3
  3. ">= 90 Days Delinquent" : 4
  4. "Charged Off" : O
  5. "Current" : C
  6. "Late (16 - 29 DPD)" : 1
  7. "Paid Off": P
  8. "Paid Off - Negative Balance": P



dv01 maps pay string fields straight from the data provided to us by the originators.