A few highly utilized performance metrics dv01 offers include Roll Rates and Delinquencies.
Roll
Our helpful roll chart highlights a time series of various roll rates by bucket (status).
The x-axis in the roll rate chart displays the beginning and ending loan status per period. While the y- axis shows the period in question:
The roll rate is represented as a percentage of the current balance of loans. For example, if we are concerned with the behavior of delinquent loans curing back to current we can take a look and ending statuses that are current:
The roll chart provides great insight and highlights of loan movement. To dive even further into the data, we can utilize our transition matrix tool.
%DQ
The delinquency metric helps highlight loans fall in a delinquency bucket/loan status*. %DQ displays the proportion of the current balance outstanding that is delinquent:
*For a list of delinquent loan statuses please reference our Loan Status documentation