Key metrics can be utilized in a number of places across the application to monitor borrowers who are either actively modified, or have been modified at any point.  Modification metrics can utilized in a number of places across the app. We have made it easy for users to leverage key stats regarding modifications.


% Previously Modified


Proportion of loans that have been modified previously, but are not currently modified.  This includes both loans that were subject to a short-term assistance program that is no longer active, as well as loans where the borrower broke the terms associated with the modification.


% Actively Modified


Proportion of loans that are actively modified.  This includes both loans that are currently on a short-term assistance program that they will roll-off of in the future, as well as permanent modifications that alter some terms of the loan for the rest of its duration.



% Ever Modified


Proportion of loans that are either actively modified or previously modified.  


Modification Volume


Total outstanding balance of loans modified in a given period.  Outstanding balance is based off the balance in the month of modification.