Delinquencies reflect the number of days past due the borrower is as of the last reporting period. There are multiple buckets to report delinquencies, including:

Late (1 - 29 DPD)

30 - 59 DQ

60 - 89 DQ

90 - 119 DQ

30+ DQ

60+ DQ

90+ DQ

120+ DQ


Each of the above statuses are defined as: